Costs & Funding

Studies are expensive, but it's worth

As a student at the Cooperative State University, you have a great advantage over your contemporaries studying at other universities and higher education institutes: you enjoy a regular income. Nevertheless, it is worthwhile to apply for a grant which frequently offers you more than a mere month’s salary. In addition, you can augment your salary through BAföG assistance, provided your income is below the regular BAföG rate.
We have provided information for you on this page on this assistance and other options relating to the funding of studies. Moreover, you can also find out about which costs apart from living expenses you can expect to face

Social Insurance

Information on the Fourth Law to amend the Fourth Volume of the Social Security Code (Sozialgesetzbuch) and other laws of 22 December 2011 Inclusion of students of career-integrated study programmes in the insurance obligation relating to health, nursing care, pension and unemployment insurance With the coming into force of the Fourth Law to amend the Fourth Volume of the Social Security Code (Sozialgesetzbuch) and other laws of 22 December 2011 (published in Federal Law Gazette No. 71 of 29 December 2011, page 3057 et. seq.), students in career-integrated study programmes are faced with certain changes: The amendment to the law means that the insurance obligation for participants in career-integrated study programmes is governed in a uniform fashion for all career-integrated study programmes and for the entire duration of the study programme. Among other things, participants in career-integrated study programmes are equated under the law with employees in professional training and, as such, uniformly subject to the insurance obligation relating to health, nursing care and unemployment insurance for the entire duration of the respective study programme. The corresponding legal provisions came into force on 1 January 2012 (cf. Article 23 of the law). The law can be accessed at www.bgbl.de (free access). Stuttgart, 9 January 2012

Can I afford my studies?

In addition to remuneration from your corporate partner, it is possible to receive funding for your studies through grants and BAföG assistance. Further information on these options is available under the respective categories. Furthermore, the ArbeiterKind.de initiative can provide help and tips on the funding of studies. They support students from a non-academic background on the road to successful completion of studies.